Money Conflicts

Four of the most sensitive subjects in marriage are sexual intimacy, in-laws, parenting, and money. Ironically, it is the last one that is often the least talked about aspect of a relationship, but the one that causes many couples the greatest problems. In fact, a survey conducted by Citibank indicates that 57 percent of divorced couples said financial disputes were the primary reason they didn’t get along. Furthermore, a study of 2,000 men and women by Roper Starch Worldwide confirms that money, more than issues of sexuality, parenting, or in-laws, is the most common source of conflict for today’s married couples.

Such studies verify this observation made at the turn of the century by spiritual writer Oswald Chambers: “Money and marriage are the two things that make men and women devils or saints.” Here are 10 smart ways to avoid money conflicts and keep them from sabotaging your relationship.

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The Sounds of Healing

Betsey Carle never autographs napkins, wears sequined gowns, or takes tips.

One day while Carle was on the job an elderly hospice patient with faltering memory gave her a snippet of a lyric from an old song he longed to hear but could not place.

Carle searched her songbooks for four months to finally identify and sing “When It’s Springtime in the Rockies” while strumming her guitar.

“The music made a difference,” Carle says. “Many people in that age group remember the song. They mouth the words. And because music is tied into emotion, cognition, and memory in the brain, it takes them back to a more normal time,” she says. “That’s healing.”
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Surviving the Happiest Time of the Year

Every year I eagerly anticipate Christmas. But then I remember how much there is to do! Decorations. Gifts. Church and school programs. Parties. Pictures. New clothes. Caroling. Baking and cooking. Family get-togethers.

If you’re wondering how to get it all accomplished and still enjoy the holiday, try these time, energy, and sanity savers I’ve discovered to help you have a truly Merry Christmas this year.

1. Plan ahead.
You smart ones did this year’s shopping at last year’s after-holiday sales. However, even if the rest of us don’t get around to it until after Thanksgiving, there’s still plenty of time to find some great bargains.

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Healthy Economy

Unemployment. Foreclosure. Recession. Bankruptcy. Credit crunch. Stock loss. Depression. Bank failure. In recent months, the negative reports about the economy have poured down on us like a torrential downpour. And when we’re drowning financially, it affects all aspects of life, including our health and relationships.

Millions of Americans feel anxious about current financial uncertainties. Fortunately, no matter your circumstances, it is possible to find your bearings financially. There’s hope, and it starts with reexamining your attitudes and values about financial security and success.
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